Self-employed · Employed · Families · Licensed in AB · BC · ON

Insurance, explained the way a friend would.

I'm Mohit. I help Canadians understand cash-benefit insurance — whether you work for yourself, work for someone else, or spend your weekends on a trail. What it is, when it makes sense, and when it honestly doesn't.

Try the time-off calculator Book a no-pressure chat

No forms to fill in first. No pushy follow-ups. English or हिंदी.

Mohit, founder of Insured by Mohit, in a navy suit

Not just an advisor

200K+ people already follow me for straight talk. Now I'm bringing it to insurance.

YouTube logo130K+YouTube
Instagram logo60K+Instagram, 3 accounts
TikTok logo13K+TikTok

A quick reality check

What would time off work cost you?

If an injury kept you off work, your bills would keep coming. Use one quick number, or add up your bills line by line. Nothing is saved or sent anywhere.

How do you want to estimate?
Everything you pay in a normal month.
$ per month
How long would you be off work?
Your monthly bills $2,000
Bills over 1 month off $2,000 About $462 for every week you can't work.

A rough estimate of your expenses only — not a quote or a benefit amount.

Talk it through with me

Cash benefits, simply

Something happens. You claim. The money goes to you.

01

Life throws something at you

A fall on the job site, a ski accident, a hospital stay, a diagnosis nobody plans for.

02

You make a claim

If it's covered by your plan, you send in your claim. I'll help if you get stuck.

03

Cash is paid to you

Not to a hospital. Use it for rent, groceries, the car payment — your call.

What I can help with

Six kinds of coverage, in plain English.

You don't need all of them. Most people need one or two — we'll work out which together. Tap any one to see how it works.

Compare all coverage →

Who I cover

Built for the people most plans forget.

Families and kids, people with jobs, high-risk trades, gig drivers and weekend adventurers — covered 24/7. Few companies cover all of this. I do. Find yourself below.

See everyone I cover →

Swipe sideways to see all 10 →

Worth knowing

More than coverage for the job site.

Off the job Hurt doing what you love? Covers all activities in Canada and the US — hiking, hockey, skiing, road trips and more. See what's covered → Family plans Every kid, one price. Cover you, your partner and your kids. Same price whether you have one child or five. How family plans work → Free tools Not sure what you need? Answer 4 quick questions in the coverage finder, or grab the before-you-buy checklist. Try the coverage finder →

About

Hi, I'm Mohit.

I help self-employed people, tradespeople, families and anyone with an active life understand cash-benefit insurance — in plain language, without the sales pitch.

If you've seen my videos, you know how I work: straight answers, real examples, and coverage that actually fits the life you live. And if you don't need anything, I'll tell you that too.

I'm also a content creator, and more than 200,000 people follow along across YouTube, Instagram and TikTok. That trust took years to build, so I treat it seriously: the same honest, no-hype approach you get in my videos is exactly what you get on a call with me.

YouTube logo130K+ on YouTubeInstagram logo60K+ on InstagramTikTok logo13K+ on TikTok
Licensed in Alberta, BC & Ontario English or हिंदी Evenings & weekends available
Book a free chat Follow on Instagram
Mohit stepping down the stairs of a private jet

Learn first, decide later

Short videos. Straight answers.

See all on Instagram →
Are you in the trades? Watch on Instagram →
Why WCB isn't enough for you Watch on Instagram →
How child coverage works Watch on Instagram →
“Great experience… Agent explained everything clearly, was honest, and helped me choose the right coverage without any pressure. Highly recommend him for anyone looking for the right protection.”
Mohit Kamra · Ontario
“Had a great experience working with Mohit. He was very professional, responsive, and made the entire insurance process smooth and stress-free. He explained everything clearly and helped me choose the best option for my needs. Highly recommended!”
Harsh · Ontario

Book your free call

Pick a time. Let's just talk.

Choose a day and time below for a relaxed, no-pressure 30-minute chat. Have a question first? Read the FAQ.

Prefer to message? DM me on Instagram Call or text 587-583-5151 Calendar not loading?

Not ready to book?

No problem. Start here instead.

Follow along

Short, honest videos on Instagram. Learn at your own pace — no sales pitch.

@insuredbymohit →

Ask one quick question

Send me a DM. You'll get a straight answer — even if the answer is that you don't need anything.

Send a DM →

Get the free checklist

The before-you-buy checklist, sent straight to you.

No spam. Your details stay with me.