For people with jobs
Work benefits are great — but they often stop at the job site, cap how much you get, or end the day you change jobs. A cash-benefit plan is yours personally: it pays you directly, covers you off the clock, and stays with you if you switch employers.
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What can go wrong
A weekend injury isn't a work claim, and short-term disability may only cover part of your pay.
Group benefits usually end when you leave. Your own plan comes with you.
Most work plans pay for treatment — not your rent while you recover.
Why most plans miss you
Many plans skip higher-risk work, gig workers or off-the-job adventures — or bury them in exclusions. I specialize in coverage for people like you, and I'll show you exactly what's covered before you decide.
Coverage that fits
Tap any one to see how it works. Most people need one or two — we'll pick together.
Coverage is subject to eligibility, underwriting and the terms of each policy. Your occupation affects what you qualify for and your price.
Questions people ask me
You might not — and I'll tell you if so. Bring your benefits booklet and we'll look for real gaps, like injuries off the job or how long income support lasts.
No. It pays cash to you on top of them, and it stays with you even if you change jobs.
Yes. One family plan covers your partner and kids, at the same price whatever the number of kids.
What clients say
“Great experience… Agent explained everything clearly, was honest, and helped me choose the right coverage without any pressure. Highly recommend him for anyone looking for the right protection.”
“Had a great experience working with Mohit. He was very professional, responsive, and made the entire insurance process smooth and stress-free. He explained everything clearly and helped me choose the best option for my needs. Highly recommended!”
A free call, at a time that suits you. Or send me a DM on Instagram at @insuredbymohit — I reply myself.