For the self-employed

No boss means no sick pay. So build your own.

When you work for yourself, you are the business. If you can't work, the money stops — but rent, payments and clients don't wait. A cash-benefit plan gives you your own safety net, priced for one.

Book a free call See what's covered

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What can go wrong

One injury can stop everything.

01

No group benefits

There's no employer plan to fall back on when something goes wrong.

02

Income stops when you do

No work means no invoices — the bills keep coming either way.

03

A serious illness

Recovery takes time, and so does rebuilding your business afterwards.

Why most plans miss you

Most insurance is built for desk jobs. I cover the rest of us.

Many plans skip higher-risk work, gig workers or off-the-job adventures — or bury them in exclusions. I specialize in coverage for people like you, and I'll show you exactly what's covered before you decide.

Covers all activities — at work and off the clock
Covered across Canada and the US
Cash paid directly to you, to use however you need
Family plans: every kid, one price
From less than the cost of a meal out each month

Coverage that fits

What I'd look at for you.

Tap any one to see how it works. Most people need one or two — we'll pick together.

Coverage is subject to eligibility, underwriting and the terms of each policy. Your occupation affects what you qualify for and your price.

Questions people ask me

Can I get coverage without an employer?+

Yes. These are individual plans — you own them, and they stay with you whatever your business does.

How much does it cost?+

Plans start from less than the cost of a meal out each month. Your price depends on your age, work and coverage.

What if my income goes up and down?+

That's normal for the self-employed. We'll pick coverage that fits your typical months, not just your best ones.

What clients say

“Great experience… Agent explained everything clearly, was honest, and helped me choose the right coverage without any pressure. Highly recommend him for anyone looking for the right protection.”
Mohit Kamra · Ontario
“Had a great experience working with Mohit. He was very professional, responsive, and made the entire insurance process smooth and stress-free. He explained everything clearly and helped me choose the best option for my needs. Highly recommended!”
Harsh · Ontario

Got questions? Let's just talk.

A free call, at a time that suits you. Or send me a DM on Instagram at @insuredbymohit — I reply myself.

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